3 Insurance Policies Every Driver Should Have

Driving comes with many responsibilities, like knowing the traffic rules and learning how to fix minor mechanical issues. Apart from these essentials, you should also make sure that you are sufficiently covered. Some drivers, especially new ones, often think that they can get by without being insured. You Read more

Tinting is a Crime (Not Really)

Everyone knows that tinting car windows can make anyone look like a boss; it looks great and gives a car a mysterious persona. But, seeing how most cars in San Diego have tinted windows, are there things people need to know about tinting that they don’t? The Problem Read more

Because they’re Not Ordinary: Protecting High-Profile Guests

What’s harder than organizing a list of important people coming to your event is ensuring their safety. Planning security for high-profile guests doesn’t require a cookie-cutter approach; everything should be tailored depending on the honest assessment of probable threats and other risk factors. Whether it’s a private Read more

3 Insurance Policies Every Driver Should Have

Posted on by Judy Holcombe in Product Review | Comments Off

woman drivingDriving comes with many responsibilities, like knowing the traffic rules and learning how to fix minor mechanical issues. Apart from these essentials, you should also make sure that you are sufficiently covered.

Some drivers, especially new ones, often think that they can get by without being insured. You can never be sure while on the road, though. Vehicular accidents happen when you least expect them, changing your life in an instant. So, it is better to be prepared as much as you can.

Whether you are a beginner or you want better options, take a look at the following insurance coverage you need to have:

Auto Insurance

Having auto insurance may seem an extra burden to some, but it is something you should have. If you get involved in a vehicular accident and someone gets injured or another’s property sustains damages, you could be held liable, which could cost a lot.

Personal Accident Insurance

Some people think that when they already have a life insurance, they do not need a good personal accident insurance any more. Keep in mind, though, that personal accident insurance offers far more comprehensive financial protection options. These include compensation for the loss of limbs or indexes, and permanent paralysis. It pays to add this to your current life coverage, especially if you take to the road more often.

Commercial Auto Insurance

If you are running fleet operations, review your present commercial auto insurance. You should have a good handle on when and how to make the most of your coverage plan. Check if your insurer sufficiently covers the hazards of your occupation. You may also ask if you can insure the whole fleet instead of doing it vehicle by vehicle. You can save more just by reviewing the fine print of your insurance plan.

When it comes to driving, it is important to think one step ahead. You can avoid unnecessary financial obligations if you start investing for your future now, from getting an accident insurance to securing your fleet business’s insurance plan.

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Tinting is a Crime (Not Really)

Posted on by Judy Holcombe in Product Review | Comments Off

car windshieldEveryone knows that tinting car windows can make anyone look like a boss; it looks great and gives a car a mysterious persona. But, seeing how most cars in San Diego have tinted windows, are there things people need to know about tinting that they don’t?

The Problem with Tint

Yes, many people are unaware that you can’t just cover windows in the darkest shade possible. There are laws governing what you can or can’t do with windows. Why are there laws on window tint? During the height of the window-tinting craze, there were some shortsighted people that tinted their windows so dark they could barely see their mirrors, and made night driving impossible. They also became a security concern, as smugglers used vehicles with dark tinted windows to evade detection by police.

VTL

In order to stop these people, engineers and physicists developed a metric called the Visible Light Transmission percentage (VTL %). This metric refers to the amount of visible light that makes it into the car’s interiors, through both the tint and glass.

In California, non-reflective tint is allowed on the top four inches of the windshield. This is the maximum amount of space authorities deem drivers don’t use whenever driving. It’s important to specify that non-reflective tint should be used for this part of the vehicle, to avoid blinding oncoming drivers with the reflection of their own lights.

Specs

Front side windows should allow 70% of visible light in, because of the side mirrors. The angles and shapes afforded by side mirrors can sometimes fool drivers as to how far another vehicle actually is. This isn’t the mirror’s fault, as it’s a phenomenon common when two objects are in motion. Because of this, drivers need a secondary point of reference that’s preferably stationary. Drivers need to be able to see as much of the outside in order to do this.

Tinting windows in sunny San Diego isn’t much of a problem, but if you’re planning to drive across state lines, you should be aware of possible infractions on your windows.

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Because they’re Not Ordinary: Protecting High-Profile Guests

Posted on by Linda Knight in Services | Comments Off

security serviceWhat’s harder than organizing a list of important people coming to your event is ensuring their safety. Planning security for high-profile guests doesn’t require a cookie-cutter approach; everything should be tailored depending on the honest assessment of probable threats and other risk factors. Whether it’s a private auction or a cocktail party you’re organizing, make sure that you put security service on the top of your list.

Below are some insights that will help you go through this.

Pre-Planning and Threat Assessment

Security is best planned months before the event. All parties should meet to define the plans and security measures to implement. Usual parties include the internal security division, the third party provider of security services, the marketing and events department, and the legal department.

During the meeting, parties involved should tackle relevant matters like the security logistics, possible threats, and visitors’ convenience. The PR and marketing department should suggest a course of action in case news about an incident that isn’t easily foreseen reaches the social stream. The role of social media here is to prevent faulty news from spreading like wildfire.

Defining the Protocols

All the protocols should be brief and specific. This should be unique to each event, but for the sake of providing a general framework, you may initiate checking of identification of visitors, organizers, and staff. Requiring an invitation should also be on the list. Make equipment check a must. You may also task the security personnel to collect forbidden items or conduct X-ray checks.

Event Monitoring

This goes without saying; the flow of the event should be monitored every now and then through actual observation and through surveillance cameras. Incessant perimeter checks should be done during the event. The security department and the event’s core organizers should have a streamlined communication system to ensure a straight path of action in case the unspeakable happen.

Other than these, make sure that you focus on protecting your guests’ confidentiality in case events are sensitive and organized privately on purpose. Planning for your guests’ security may sound hard work. Here’s a news flash: it is hard work. The only thing you can do is to plan well so everything will end well.

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Creative Strategies for the Small Business Owner

Posted on by Linda Knight in Services | Comments Off

It’s been months and your marketing strategies don’t seem to be working. You need to drum up business and fast. What do you do? Do you succumb to aggressive and annoying tactics? Of course, you don’t—you get creative!

Here are some interesting marketing strategies you can try:

chocolate business cards

Give away free food

The beauty with free food is that you can make it relevant for just about any venture, even those that don’t sell food. Are you in the business of health and fitness? Give away organic vegetable baskets. Do you want to make a sweet impression? Give away business cards made of chocolate! If you still aren’t sure what to send prospective customers, you can never go wrong with a muffin basket.

Support a cause

Companies of all sizes get brand recognition by thinking outside the box. Consider what you’re offering and think of a way to introduce it to people in the most creative way possible. It helps if you’re also advocating for something important. It can be simple as promising a portion of your profits to donate to a charity. People appreciate and support companies that are aware of their social responsibilities. Keep in mind that no business is too small or too new to start giving back.

Get them with viral videos

The only thing people may love as much as a chocolate bar business card is an interesting video to share to their network. Make something exemplary that will get people talking. Don’t be afraid of being controversial. Of course, be careful not to cross the line of bad publicity.

These suggestions may be a tad unconventional, but they’re so unique, they might be highly effective for your business. There are tons of other marketing strategies at your disposal and you don’t even have to stoop down to unsavory methods to do it. All you need is a little creativity and a lot of guts and your business will pick up soon enough.

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Tastier and More Tender Steaks

Posted on by Linda Knight in Services | Comments Off

organic meatEveryone loves steak. Who doesn’t? But restaurant steaks are sometimes a high-end commodity. More often than not, this encourages people to experiment with spices and other cooking methods just to emulate the juiciness and flavour of the restaurant counterparts.

There’s an art involved in cooking tastier and more tender steaks. If you think that the art is hard to master, read through the following tips below and start incorporating your personal touch.

The Choice on Meat

The taste and tenderness has something to do with the choice of meat. If you want a great steak to work with, go for delivered organic meat. Such meats come from grass-fed cows. When examining the meat, go for something dry and firm. Make sure that your choice is red and has clear white fat marbled traces.

Preparation

You have to carry out a few steps before cooking the steaks. First, you need to bring the steak down to room temperature. Doing so ensures that you will not spend more time flipping the steak on the grill; the longer the steak stays over heat, the more juices it loses. For best results, leave the steak to sit in room temperature for half an hour to two.

Salting

While most steaks you’ve eaten were likely elaborately laced with spices, it only takes salt and pepper to have one great steak. If you’ve chosen your cut more carefully, you can get by with salt and freshly ground pepper. Too many spices on your cut will only mask its natural flavour. Only go for complementary spices if your meat has a tougher texture. You may also choose to rub the cut with salt and let it rest in the refrigerator overnight.

Cooking

Many people find themselves undecided between oil and butter when it comes to searing the cut in a pan. Either way will work, but you have to be careful with butter, as it burns easily. When grilling the steak, you have to turn only once to form grill marks. Put it on the hottest area of the grill for a few minutes until you achieve the preferred doneness. Don’t let the steak become too brown or dark, or else you will run the risk of losing its juiciness.

Cooking your own steak may sound fancy, but there are a lot of skills involved, more especially when it comes to choosing the right type of meat. That is the skill you need to focus on. When it comes to this, always go for organic meat from a delivery service.

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Oscar Pistorius To Give New Trial Evidence

Posted on by Wileene Grace Olimpo in Information | Comments Off

South African blade runner Oscar Pistorius is scheduled to give new evidence at his trial for the murder of his late girlfriend Reeva Steenkamp, whom he shot dead last year.

Apology to family

Oscar Pistorius

Image by Chris Eason | Wikimedia

Pistorius began giving evidence by apologizing to Reeva’s family, saying that he was trying to protect his girlfriend when he fired a gun in the toilet cubicle.

“I can’t imagine the pain and the sorrow and the emptiness that I’ve caused you and your family,” he explained. “I was simply trying to protect Reeva. I can promise that when she went to bed that night she felt loved.”

Reeva’s mother, June, remained impassive during Pistorius testimony.

Nightmares, fear of crime

The athlete became emotional when he admitted that he had been taking sleeping pills and anti-depressants since the death of Steenkamp.

He said he was “scared to sleep” and having “terrible nightmares.”

His defense team was trying to describe the life of a man filled with fear, tragedy, and vulnerability.

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Perfect Blend of Taste and Skill: The Life of a Sommelier

Posted on by Linda Knight in Services | Comments Off

a professional sommelierWhen you go to an upscale restaurant, chances are you will encounter a sommelier. Contrary to popular opinion, however, this person who assists you in choosing the right wine is not a waiter. A sommelier possesses the perfect blend of technical know-how and exceptional taste in wine, not to mention the requirement of customer service skills.

A Thirst for Excellence

Every master sommelier goes through an arduous path before reaping in as much as six figures every year. A sommelier must know the nitty-gritty of fine dining and should have gone through RSA training in WA. All this, of course, demands the thirst for excellence in specialising in wine.

A discerning palate is a necessity for a wine steward. Beyond the so-called “standard” of mixing red wine with red meat and white wine with white meat, a sommelier should have a grasp on which bottle works perfectly with the entrée of the restaurant.

A Hunger for Service

Apart from knowing how to serve wine and the many peculiarities of every vino, a sommelier should know how to conduct himself or herself in public. The restaurant industry is no place for snobs and shy types, which is why sommeliers must have excellent knowledge in customer service and professionalism.

It is the sommelier’s duty to educate patrons about the wine in an establishment. On the perspective of the business, the cellarmaster should be able to increase your profits in the wine department.

A Craving for Responsibility

The maintenance of the wine in the restaurant also falls under the sommelier’s responsibilities. As the expert in wine, they should know which bottles to purchase, how to list these items, and how to store them. All wine and inventory management are part of the sommelier’s job description. In some cases, the sommelier also teaches the wait staff on the uniqueness of every blend.

Like any job in the hospitality industry, the sommelier should bank on experience to become a trusted name in the trade (and therefore earn more). This is the reason every aspiring master sommelier must take on the challenges of the craft, explore wineries, and taste the flavours of the world.

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Interesting Facts about UID Tags All Federal Contractors should Know

Posted on by Colleen Waddell in Information | Comments Off

Unique Identification Marking (UID) is an innovative technology the U.S. Department of Defense (DoD) uses for tracking assets worldwide. It creates a set of data for items that is unambiguous and globally unique. The system is a significant part of the compliance process set by the federal government with the way it eliminates a handful of challenges faced by the agency and DoD contractors.

uid tags

UID tracking tags are designed to save taxpayer money by improving the efficiency and productivity of defense operations; helping soldiers increase asset visibility and battlefield awareness; and providing easy access to the historical data of the items throughout their lifecycle.

Only a few federal contractors know UID tracking to the core. While the most important part of the job is to fully grasp how the cutting-edge UID tags works and learn the proper way to submit data to the Wide Area Workflow, it pays to know significant facts about the technology to effectively use it.

Not for All Items

UID tracking is not applicable to all assets. Its usage only applies to supply solicitations that are essential to DoD missions; cost more than $5,000; are part of the department’s controlled inventory; or are consumable and require permanent identification and tracking.

UID is Only a Decade Old

Before January 1, 2004, the identification labels used in military supply tracking and shipping only contained human-readable information. The U.S. government realized the pitfalls associated with human error and the need to identify individual items throughout their lifecycle for complete asset visibility, trouble-free financial audits, and improved item management and accountability. Hence, UID tracking was developed to achieve this capability.

Cell is Less than the Size of a Grain Salt

The federal government wanted the UID labels to have an intelligent design to suit different applications and withstand the harshest conditions. To answer this, the data matrix cell is manufactured smaller than salt grain for easy application, and has a resilient polyester label to remain readable no matter what the condition of the asset.

The efficiency of the overall DoD operations lies in proper UID tracking. Dig deeper into the technology and learn how to apply it effectively to ease the job of the military.

Resources:

http://milpac.com/uid/
http://www.wisegeek.org/what-is-polyester.htm
http://www.alu.army.mil/alog/issues/MayJun04/alog_supple%20chain.htm

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The Recipe to Mixing Family and Business Sumptuously

Posted on by Linda Knight in Services | Comments Off

family business speakersSuccessfully keeping your business in the family involves protecting your exit goals and the integrity of your relationships. Whether you’re building a company with a sibling or going to be the fourth-generation CEO, running a family business presents challenges and rewards.

A tight-knit managerial team confers a significant advantage, as customers appreciate knowing they’re talking to someone who cares about the business deeply and has the surname that’s on the letterhead.

Best business speakers shared pointers on the logistic of running a family corporation, and some of these are the following:

Why You Need More than Just a Business Plan

Sure, any business needs a plan, mission statement, and income projections. In family businesses, it’s not that simple, as they should also focus on drafting agreements, clear expectations, and clean-cut roles. Get as many agreements done in advance to avoid conflicts. With the expectations set by each family member, you can form a powerful vision and guide the business forward.

Why You Shouldn’t Show Special Treatment

Be careful not to show family members special treatment. This discourages employees and sets a bad example. You don’t want non-family employees to feel that a promotion or raise isn’t within reach as they aren’t part of the bloodline.

Why You Need Guidance

Career speakers aren’t just for middle managers who need to figure out how to land the corner office. Family business owners need a speaker who can help them promote growth and harmony. When conflicts of a family or an emotional nature arise, bring in a business counselor who will help resolve the issue. Keep in mind that everyone needs guidance, even if you own your business.

Family ownership has its privileges, but you have to be careful and manage the business in a manner that is transparent, fair, and doesn’t hurt company morale.

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Picking up the Pieces: Restoring Your Home after a Flood

Posted on by Linda Knight in Services | Comments Off

water damage repairFloods are a natural disaster than can flip your whole world upside down. Instead of mulling over the damage, however, you can get through the situation better by taking prompt action and cleaning, drying out, and rebuilding your flooded home.

Your home and its contents may seem beyond repair, but chances are many of your belongings can still be restored. Here some steps to restoring your flooded home and getting back to your normal life quickly:

Make Safety a Priority

Just because the water goes down doesn’t mean the dangers are already over; the electrical system may have shorted out, your home’s foundation may have weakened, and flood waters may have left behind germs and viruses that can make your family sick. This is why it’s important to have a building inspector check the property before going in.

Ask for Help

You can do most of the clean-up and repair on your own, but if you have technical questions or are unsure of how to do something, get help from the experts. Inspectors, water damage repair companies, and homebuilders can all help you restore your home. There are also government disaster programs that provide some financial support, so check them out.

Rescue the Most Valuable Items

Find and protect valuable items, such as money, jewelry, photographs, family heirlooms, and important papers. Put them in a safe place, such as the dry second story of your property or a friend’s house. Resist the urge to clean everything you pick up. Focus on protecting your home, assessing all the damages, and planning your recovery first. You’ll have more time for cleaning after addressing the important things first.

Assess the Damage

Once it’s safe to go back in, check every area of your home and list the damages. Take pictures or videos as you clean up so you’ll have concrete records. You’ll need these when filing for insurance claims, income tax deductions, and applications for disaster assistance.

These are just some of the first few steps you need to take to repair your home from water damage. There are many other important things that you need to do to totally recover, including cleaning your home, drying it, and maybe even repairing some foundational structures.

Resources:

http://nextgenrestoration.com/tampa-water-damage/
http://www.livescience.com/19087-hidden-flood-health-risks.html
http://www.nolo.com/legal-encyclopedia/hurricanes-flood-insurance-what-homeowners-30130.html

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