Stop Neglecting These Aspects of Marketing Strategies

At the core of the success of any business lies marketing. This is because marketing greatly influences most aspects of business, from the awareness of consumers about it to the revenues it generates. Unfortunately, because marketing covers so many different components (including advertising, promotions, and public relations Read more

4 Ways to Stop Sweating Too Much

Sweating is a very normal response of the body to heat or physical activity. But there are times when sweating is already too excessive that it already affects how you interact with other people. For those who want to stop the excessive sweating, the following tips will help Read more

Reverse Mortgage Could Be a Good Way to Delay Social Security

Many senior citizens in the U.S. have used reverse mortgage programs to delay their claims on Social Security benefits until they reach 70 years old, due to several reasons. Some advantages of delaying benefit claims include receiving 100% of the primary insurance amount. In some cases, you could even receive Read more

DUI and Traffic Stops: What Constitutes ‘Reasonable Suspicion’?

Posted on by Cata-Blog in Education and Training | Comments Off on DUI and Traffic Stops: What Constitutes ‘Reasonable Suspicion’?

crash barrierThe laws that surround driving under the influence (DUI) offenses have always been tricky. Up until now, certain parts of it still merit some controversy. For one, federal laws condone the presence of DUI checkpoints, while Texas and a handful of other states find the idea unconstitutional.

We need not go far to find a discussion-worthy topic about DUI laws. After all, most people get confused with one basic notion: reasonable suspicion for a stop. This begs the question: what is this concept?

The Definition of Reasonable Suspicion

Houston-based DUI law firms like DNTrialLaw.com say reasonable suspicion is necessary to justify the action of an officer for stopping a motorist. This is one of the three core bases a court needs to establish a DUI case against the motorist. Courts dismiss DUI charges when the officer cannot prove that the initial stop was done under reasonable suspicion.

By definition, the concept pertains to an officer’s justifiable hunch that a criminal activity is taking or has taken place. In other types of offenses, this may involve searching or frisking the person suspected to be part of a crime. It is imperative, however, for the officer to present facts and circumstances that support the suspicion to make it reasonable. Otherwise, the court would most likely junk the case.

In the case of a DUI stop, the most common basis of reasonable suspicion is any sign of impairment while driving. This may include illegal turns, drifting across lanes, erratic driving, braking, and other similar observations.

The Difference from Probable Cause

It is important to note that reasonable suspicion is not the same as probable cause. Reasonable suspicion only gives the officer permission to stop and detain the motorist to investigate if a crime has been committed. An arrest is only valid when there is probable cause. For example, there is probable cause when an officer administers a field sobriety test and finds that the motorist is likely intoxicated.

Although it pays to know about these things, the best course of action in a DUI scenario is to contact a lawyer experienced in the field. The expertise of an attorney is invaluable in such a situation.

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Your Employees: Are They Tangible or Intangible Assets?

Posted on by Cata-Blog in Finance | Comments Off on Your Employees: Are They Tangible or Intangible Assets?

In your business, you would know that your assets fall into two categories: tangible and intangible assets. But what about your employees? The question whether employees are tangible, intangible, or even assets at all is a tricky one.

Tangible vs Intangible

Legal consultants such as AssetProtectionAtty.com define tangible assets as things you can convert to employeecash such as investments, property, and things that you can sell. Intangible assets on the other hand are nonphysical things like your copyrights, and trademarks, and even Internet domains.

Obviously, an employee is a physical being but you cannot really sell them for cash as you can with other tangible assets. Technically, they come out as expenses on your balance sheet but this does not mean that they are not assets.

Skills as Assets

Employees seem to fall in-between these two types of assets and the answer to the big question is simpler than you think. When it comes to hiring people, you do not really hire them for who they are but what they do. It is the employees’ skills and qualifications that you look for, and in this light, their abilities can be intangible assets.

Despite this, you cannot actually place an employee’s skills in your balance sheet. Basically, assets are things that you own, and you do not really own an employee’s skills even if you did play a hand in training them. You can guide your employees, instruct them when to use their skills and all that, but these abilities ultimately belong to them.

Whether you consider employees as tangible or intangible, they no doubt play an important role in your business’ success. A troubling thought is how you can actually secure your employees as your principal “assets” despite all the technicalities.

It is simple: keep them happy. Make them like working and working for you. Treat them fairly and with the same respect they give to you. Even if you decide to sell your business they might just follow you to your new venture, and a reliable employee is an “asset”you can never replace.

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Coping with Abandoner Issues

Posted on by Cata-Blog in Internet Marketing | Comments Off on Coping with Abandoner Issues

adwordsFor the SEO industry, the only happy ending is a conversion. This isn’t always the case, though, as some visits end up as a bounce. These missed opportunities don’t really sting, since many of the bouncers are just wrong clicks, and had no intention of converting anyway. The bigger concern are the users who were literally about to convert, but left at the last minute – abandoners.

There aren’t any consistent reasons on why users suddenly turn into abandoners, but the fact that they do is something that needs to change before any SEO or AdWords effort can be effective. But, how can any company solve a problem without knowing the cause behind them? They can only look at their operations and try to find where things can go south with the experience.

The first thing analytics need to do is find the page where most of the abandonment occurs, and see what the user sees. These pages are commonly where users are asked to enter personal information, or required to log in. These security measures are necessary for the business model of the website, but they’re also instant repellents to users who are only looking for a specific piece of information.

The SEO strategy should include how to make these pages more attractive to such users, as well as more assuring that the information will remain private and secure. These are only general content-based solutions, and there are that can be done behind the scenes, or with the programs themselves.

Companies can offer small incentives such as free shipping, small discounts on the next purchase to make it easier for users to enter the website. The best part about these strategies is that companies don’t have to start new promos and offers; they can give what customers would already have gotten even if they didn’t sign up.

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What Window Film Can Do for Your Home

Posted on by Cata-Blog in Services | Comments Off on What Window Film Can Do for Your Home

home window filmPrivacy and protection are some of the basic needs everyone should get from their homes. You wouldn’t want people freely peering into your home. Neither would you want the contents of your home in plain view from the outside. More walls may give your home more protection, but without adequate windows, it would be dark and unappealing.

Window films are a great option for homes which need extra privacy and security. They enhance existing windows by making them stronger and more opaque. Your home gets more security without the need for putting up additional walls. They also transform your windows’ look without the need for changing the glass panels.

Here are some reasons to use window film in your home:

Added security

Your privacy receives a boost when you use window film. You prevent strangers from getting a full view of the interior, without blocking off the natural light sources of your home.

Certain types of window film can also protect you and your family by adding to the shatter resistance of the windows’ glass. Specially manufactured security window film sticks to the interior side of the glass, where it functions as an additional layer to reinforce the window against shattering. Not only would this make window breakage more difficult, it would also prevent the appearance of glass shards, which could cause injury.

Protection for appliances and furniture

Not only can window film protect you and your family by enhancing your home’s security, it can also protect your appliances and furniture. Over time, sunlight coming in from the windows damages appliances and furniture like TVs and sofas. Window film can filter the sun’s rays, protecting your things. Your upholstery’s colours won’t fade so easily and your appliances will avoid damage.

These are just some reasons window film is great for your home. Keep in mind, though, that applying it is a task best left to professionals. They can check your windows to see if they are fit for installation even before you purchase the film. Having an experienced installer apply the film also ensures that it is placed correctly.

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Utah Homeowner Troubles: The Curious Case of Mortgage

Posted on by Cata-Blog in Finance | Comments Off on Utah Homeowner Troubles: The Curious Case of Mortgage

mortgageLiving in Utah and starting a family on this side of the world has many benefits. Ask any native Utahn and you will be convinced that this is most probably true, except for one thing – mortgage.

Mortgage problems are always present in every stage and unless you were born with a silver spoon, you cannot easily escape the pangs of mortgage anxiety. Here are the problems you may just bump into when dealing with mortgage loans:

Selecting a program

There are loads of mortgage loan options on the market. There are fixed-rate or adjustable loans, for a start. You may qualify for first-time homeowner grant or other state specific benefits. Do you qualify for refinancing? Consulting mortgage experts like AltiusMortgage.com can save you the dilemma of determining what the best program is for you as many factors affect your selection. For a head start, you may want to consider the price of the property you are meaning to buy.

Application

Applying for mortgage is tough, but not as tough as the maintaining or settling part, which will be tackled later. The application process may be different from one lender to another. The basic discussion or interview will revolve around income, household expenses, underwriting, collateral, credit score, assets and history of employment. Getting a passing credit score is where most people get stuck. At the present, a good score falls to 680 and higher.

Settlement

This stage is based from what you have agreed on. It really depends if your contract sufficiently predicts your requirements, like, is a five-year mortgage settlement within your capacity? Can you really pay the monthly requirement that consists of principal, interest and accompanying taxes?

Every adult may have dealt with or are dealing with mortgage loans. Get as much data as you can to help you make an informed decision.

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Circumstances that May Affect Your Investments (and what you can do about them)

Posted on by Cata-Blog in Finance | Comments Off on Circumstances that May Affect Your Investments (and what you can do about them)

financial investmentAn old maxim says, “Money makes the world go round.” Most people would deny this, but everyone knows deep down that this is quite true. People need money to buy the things they need and live comfortably. This is the reason getting a job is essential to live in this world. People work hard to save up for a house, a car, a child’s education, etc. Some other people use their wits and skills to start a business and amass wealth.

Unfortunately, just as it is difficult to collect money, it is also easy to lose it. You can take precautionary measures to protect your wealth by enrolling in an insurance policy or getting an asset protection attorney. Utah state and federal laws support these types of defenses as an assistance to citizens who worked hard for their money.

Here are some incidents that may let you lose your investments if you aren’t being careful:

Bankruptcy

Whether you own a company or have stocks invested in a corporation, liquidation is a great threat to your funds. Not only will it affect your income, but all other reserves as well, whether monetary or non-monetary. It may even be possible that you will not be able to retrieve most of the assets you put into the business.

Lawsuits and other legal problems

Apart from reputation that is at stake, getting in court can be heavy on the expense. That is not mentioning the probability of properties that the petitioner may take away from you. This may involve a large amount of money for compensation, or physical properties, especially in the case of divorce.

Illnesses / Accidents

You may take good care of your business, but there are instances that may still take a great deal away from your funds. These unforeseen circumstances include sudden medical diagnosis, calamities, and accidents. Unlike bankruptcy and lawsuits, you will not be able to prepare for the healthcare costs and other expenses without safety nets like insurance.

Nobody wants the fruit of their hard work swept away in an instant. Your properties and your savings are the product of years of labor. There are many institutions that can assist in securing your wealth against these circumstances. Utilize them so you won’t have to worry about your future.

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When in Perth: Things Every Tourist Should Keep in Mind

Posted on by Cata-Blog in Information | Comments Off on When in Perth: Things Every Tourist Should Keep in Mind

As a tourist in Perth, visiting the place for the first time can both be exciting and intimidating at the same time. For the former, you get the opportunity to meet new people, explore new places, and get to know the subculture within that locality. It is akin to expanding your life knowledge’s horizons.

But, it can also be intimidating because of all the unknowns. Though being a backpacking tourist is all about exploration and delving into the unknown, there are a few things you have to prepare to not get lost the second you step off the plane – or whatever it is you took to get to the place.

A Tourist Guide

For almost all tourists or backpackers, this is imperative. Before you even set up for the trip, you have to have contact with someone who knows the place beforehand. It’s important to have a tether or a safety line which you can always refer to when you’re feeling lost. The guide does not have to be a personal friend – he can be a known cultural enthusiast who knows all the best museums and cultural reference points in the city, or a food blogger who can point you to the best chowdown spots of any budget.

Do Your Homework

Do not go to any place without doing your research beforehand. Know the basics of the culture in any of the suburbs in the city. Know what the people like, and what they take offense at. Though the locals will extend a certain berth of tolerance for tourists, it does not hurt to be a little more informed of the norms in the place. Know what gestures or expressions are offensive to avoid awkward situations. Know the political climate; perhaps the best point to research on is the local law.

Transportation

Once you get off the airport, ask yourself: “How will I get around?” Though backpackers typically enjoy going on foot to get a more intimate experience and to take the “scenic route”, Aries Car Rental suggests getting a reliable mode of transportation. There are many ways to go around the city, from taxi cabs, bicycle rentals to even cheap car hires. Choose which best suits your itinerary.

Once you have all these planned out beforehand, you will have secured the first day of your travel. After the first day, however, you can now freely roam around the city.

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Can’t Get Them Out of My Head: 4 Common Work-From-Home Distractions

Posted on by Cata-Blog in Information | Comments Off on Can’t Get Them Out of My Head: 4 Common Work-From-Home Distractions

clustered officeWorking from home is great opportunity to maximise your time, have a good work-life balance, and work on your own without someone looking over your shoulders. Just ask any work-from-home professional in Perth. Distractions, however, can be your worst enemy.

Here is a quick guide to distractions you should anticipate to be more productive when working at home:

Household Chores

You must have a clear schedule for all household chores. It is easy to lose track of time when you are doing your household work. You might find yourself inching closer to deadlines without knowing it. One suggestion is to do your chores after working so that you can concentrate better day after day.

Working near the Window

Most people automatically assume that working near the window is a good idea because of the pleasant views outside. Note, however, that this might also cause you to lose focus on your work and just stare at the scenery outside your window. To prevent yourself from looking out for too long, move away from the window or install shutters. Experts in wooden shutters Perth families trust say there are various shutter selections that can complement any home office design.

Social Media

Social media can be an effective productivity killer if you do not limit your personal browsing time. You can use applications or an analogue timer to monitor your browsing time. Some browser extensions even block social networking sites at certain hours, so you can focus on your work.

Cluttered Office

Lastly, it helps if you have an organised and neat office. Clutter will only hamper you when working. For instance, without a decent file organiser, you end up taking longer to find documents you need. Be sure to include clean-up time in your schedule.

Distractions will always be there when working at home. How you manage them to stay productive is all up to you.

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What Your Teeth Tell You: The First Signs of Oral Health Problems

Posted on by Cata-Blog in Health | Comments Off on What Your Teeth Tell You: The First Signs of Oral Health Problems

Dental HabitYou’re probably guilty of ignoring a few things you noticed in your teeth. It wouldn’t be a surprise if you have shrugged off the pain of sensitive teeth or the blood on the sink after brushing. If you have this habit, it’s about time you break it.

For all you know, what you ignore could bite you from behind. The dentists at Church Road Dental & Cosmetics explain that these little things may be precursors to more serious health conditions. Take a look at some of what your teeth may be telling you:

Bleeding or Swollen Gums

Don’t disregard the spot of blood that comes after you brush. Bleeding and swelling are common effects of hormonal changes in the body, especially during pregnancy. Nonetheless, the repeated occurrences of these symptoms may indicate something else. Simple gum problems like these two are often the early signs of periodontal disease.

Crooked or Loose Teeth

When you wake up one day and see that one of your teeth has become crooked overnight, visit your dentist right away. Normally, this condition is because of untreated periodontal disease. This condition triggers bone loss around the area that holds your teeth. If you don’t change your dental habits right away, this could become more complicated.

Mouth Sores

When your mouth feels sore for just two to three days, you’re fine. But if the pain lingers after this period, you could be in trouble. Mouth sores are a sign that you have been eating way too much citrus, hot, or spicy foods. It could also mean that you lack vitamin A, a nutrient that’s necessary for your connective tissues.

Sharp Tooth Pain

There are two possible scenarios when you feel a sharp pain when you bite: cavities or tooth decay. Normally, this happens because of what you eat. The sugars in your diet turn into acid that wear down the enamel of your teeth. This process causes minuscule holes to appear on your teeth, which make them more sensitive and prone to cavities.

As they say, big things start from small ones. This is something that applies to dentistry, as what seems to be a negligible symptom may lead to a serious condition. If you ever encounter any of these problems again, take caution and consult your dentist.

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Frugal Travelling in London: Sites to Visit for Free or Discounted Prices

Posted on by Cata-Blog in Hot Spots | Comments Off on Frugal Travelling in London: Sites to Visit for Free or Discounted Prices

Visiting London doesn’t have to mean losing all your savings. There are ways to avoid spending a fortune while still enjoying a great vacation. Here are some cheap destinations and tips to help you spend less.

Stay at an Affordable Hostel

Big ben clockFinding a cheap hostel in London like LHALondon.com is not that difficult. There are many accommodations available for travellers on a limited budget. As long as you book in advance, you’ll be sure to save money.

Visit Museums in the Morning

There’s no better way to spend your mornings than visiting the National Gallery and Wallace Collection. London is a place full of world-class galleries and museums that are absolutely free to visit.

Have Lunch in Carnaby

From the National Gallery or Wallace Collection, Carnaby is just an easy walk away (or a bus ride if you don’t like walking). Go to Carnaby Street, near Oxford Circus. There, you can enjoy a scrumptious meal at restaurants serving different cuisines. Some highlights are Masala Zone, Leon, and Cha Cha Moon.

See Hyde Park

Hyde Park is the perfect place to be for a chilled afternoon. Here, you can enter for free to stroll at a leisurely pace, sit to read your favourite book or simply watch other people.

Spend Time to Bargain Shop

You can still do some bargain hunting even in London! Portobello Road, Spitalfields and Camden are all great choices because of their busy markets.

Search for Discounted West End Theatre Tickets

For dinner, you can go to Chinatown near Gerrard Street. Afterwards, you can line up for standby theatre tickets. These are unsold or returned tickets for the same evening’s play that sells considerably lower. Go to the West End Theatre and enjoy the show!

London is an exquisite place that’s perfect for a vacation. Follow these simple tips to spend less while still making the most of your visit.

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